Frequently Asked Questions

You will need your Emirates ID (front and back), a salary certificate or employment letter, and your last 3 months bank statements. Additional documents may be required depending on the loan amount.

Most applications are reviewed within 24 hours. Once approved, funds are typically disbursed within 1-2 business days.

Personal loans go up to AED 200,000 and business microfinance up to AED 500,000. The actual amount depends on your income and credit assessment.

Loans can be taken for a maximum term of 60 months (5 years). The minimum term is 3 months.

Interest rates range from 8% to 20% per annum depending on the loan type, amount, term, and your credit profile. You can use our loan calculator for an estimate.

Yes, early repayment is allowed. An early settlement fee of 1% of the outstanding balance may apply.

Salary transfer is not mandatory for all loan types. However, it may be required for loans above AED 100,000.

Late payments incur a fee of 2% of the overdue amount per month. We recommend contacting us immediately if you anticipate difficulty making a payment.